If you need to get dental work done on a budget, then you've come to the right place. Here are some tips that can help you save a nice chunk of change, while still getting the dental care that you need.
Talk to Your Provider About Surgery-Specific Coverage
In many cases, there are different types of surgery that can be used to treat the same problem. For instance, if you are missing teeth, then you can get dentures, bridges, or dental implants. Your insurance provider will likely have different coverage policies for each of these different procedures. By talking to your insurance provider about which procedures they will cover and which they won't, you can help make a more informed decision at the dentist. The less comfortable option might be much cheaper (even if it has a similar upfront price tag) if your insurer is willing to cover a large portion of it.
Plan Out Your Expenditures
Depending on your specific insurance plan, you likely have different coverage periods throughout the year. In some cases, waiting a week or two for that surgery could push the procedure into your next benefits period. By waiting for your benefits to renew, you can drastically reduce the amount of money that you pay in the short term.
That being said, you don't want to delay an important surgery for any longer than is necessary. In many cases, you will want to get dental procedures done as soon as possible in order to prevent further damage to your teeth. By spending money on surgery today, you can reduce the need for additional surgeries in the future.
In the end, you should ask your dentist if your impending surgery could wait a few weeks to be pushed into your next benefits period. They will be able to tell you whether or not that is feasible and they might even be able to help you set up an installment payment plan.
Find Cheaper Alternatives
You should always keep an eye out for alternative dental practices in your area. Clinics, clinical trials, and dental schools all offer high-quality dental service at a fraction of the price.
- If you live in a low-income area, then you might have at least one dental clinic nearby. Clinics offer checkups and basic procedures at a fraction of the price of a regular dentist. You might need to provide proof of your income or residency to a clinic.
- Clinical trials are a little harder to find and are less reliable, but they do exist. Clinical trials aim to test new drugs or procedures, so you will need to find one that fits your specific needs. However, clinical trials also tend to be free or they might even pay you.
- Dental schools are also an excellent and reliable option for dental work. Don't worry, since you will be worked on by a highly trained individual, whether it's an instructor or a student performing in front of an instructor.
For more information, contact a local dentist (like those at Morrison Dental Group).